Payments that don't cost you trust
Merchants keep loyalty and control. Customers get fairness and clarity. Everyone wins.
The Problem
Most payment schemes create hidden costs that damage relationships and erode trust between merchants and customers.
Merchants Suffer
Lose margin to fees and rigid settlement terms that restrict cash flow and business growth.
Customers Trapped
Get locked into confusing credit and late fees that create financial stress and uncertainty.
Trust Erodes
Hidden costs and complex terms destroy the foundation of honest commerce.
Our Difference
Origins was built as a direct response to these industry problems, creating a payment system that puts fairness first.
Merchant-First
You choose how and when you get paid, maintaining complete control over your cash flow and customer relationships.
Fair & Transparent
No hidden catches or loyalty traps. Every term is clear, every fee is upfront, every process is honest.
Ethical by Design
Aligned with Sharia principles for ethical finance, but open and accessible to everyone regardless of background.
For Merchants
Take back control of your payment processing with tools designed to support your business growth, not hinder it.
Control your cash flow
Same-day or scheduled settlements, on your terms. No more waiting weeks for your money or dealing with unpredictable payment schedules.
Grow sales without losing loyalty
Flexible payments that stay under your brand. Your customers remain your customers, not ours.
No heavy tech
Get started in days, not months. Simple integration that doesn't require a complete overhaul of your existing systems.
For Customers
Experience payment flexibility that actually works for your life, with terms you can understand and trust.
Flexible payments
Match spending to real life, not rigid plans. Pay when it makes sense for your budget and circumstances.
Clear terms
No small print, no nasty surprises. Every condition is explained in plain English before you commit.
Inclusive access
Fair finance beyond old credit scores. We look at your real financial situation, not just historical data.
Built on trust
A system that helps you succeed, not fall behind. We're invested in your financial wellbeing, not your debt.
Mission
Finance should build trust, not debt traps. We're here to prove that ethical, inclusive, and merchant-first credit is possible.
Our mission extends beyond profit to create a payment ecosystem that strengthens relationships between merchants and customers, promotes financial wellbeing, and demonstrates that doing business ethically isn't just the right thing to do—it's the smart thing to do.
“We believe that when payments work fairly for everyone, commerce thrives and communities grow stronger.”
Call to Action
We're starting with early launches in the UK and MENA. Be part of the first wave of merchants and customers building a fairer future of payments.
Early Access
Join our exclusive merchant waitlist and be amongst the first to experience payment processing that puts you in control.
UK & MENA Launch
Starting in key markets where ethical finance can make the biggest impact on merchant success and customer satisfaction.
Ready to transform how payments work? Let's build the future together.